Last updated: June 2026 · SingularityTraderZ1 – Matthias Sax GmbH
These Terms of Service apply to all contracts between Matthias Sax GmbH, Mühlstraße 18, 90762 Fürth (hereinafter "Provider") and users of the SingularityTraderZ1 platform at the domain sTraderZ.com. Deviating terms of the user are not accepted.
The Provider operates a digital platform for financial education, trade journaling, and performance analysis in the field of trading financial instruments (in particular stocks, options, futures, forex, CFDs, ETFs, and crypto assets). The content is intended solely for general educational and informational purposes and does not constitute investment advice within the meaning of the German Securities Trading Act (WpHG). No individual investment recommendations are given.
Depending on the booked plan, the scope of services includes, among other things, a trading journal, performance and portfolio analyses, market data (end-of-day prices, with optional real-time data via a broker connection ("Bridge") in the Pro plan), backtesting tools, a tax report, and learning/academy content. The specifically available scope of services depends on the respective booked plan (Free, Basic, Premium, Pro) and the service description set out there.
The tax report is a purely technical, automated calculation aid based exclusively on the data imported by the user. It serves for preparation and documentation purposes and does not constitute tax advice within the meaning of the German Tax Advisory Act (StBerG) (see § 3 for details).
Automated functions such as the signal engine and the coaching engine generate general, rule-based information (e.g., on price levels, possible entry and exit timing, or the management of open positions) automatically based on the imported data. They do not take into account the user's personal circumstances, investment objectives, or risk tolerance and do not constitute investment advice or an investment recommendation (see § 3 for details).
Trading stocks, options, and other financial instruments involves substantial risk and may result in the total loss of invested capital. The Provider accepts no liability for losses arising from the application of strategies or information presented on the platform. Platform content does not replace individual advice from licensed professionals.
The Provider's liability for slightly negligent breaches of duty is excluded, provided no cardinal obligations are violated and no harm to life, body, or health occurs.
Tax report: The tax report generated by the platform is based on the data imported by the user and on general tax assumptions stored at the time of generation. The Provider accepts no liability for the accuracy, completeness, or timeliness of the tax calculations and does not owe any tax result. The report does not replace review by a tax advisor and does not release the user from their tax declaration and cooperation obligations. Responsibility for the tax return and the completeness of the underlying data remains with the user.
Automated information: Information provided by automated functions (in particular the signal and coaching engines) is generated without human case-by-case review and is general in nature. It does not constitute investment advice, an individual investment recommendation, or a solicitation to buy or sell financial instruments. Investment decisions are made by the user on their own responsibility; the Provider's liability for decisions based on such information is excluded subject to the preceding paragraphs.
Prices are gross prices including applicable VAT. Payment is due upon conclusion of the contract. In case of default, the Provider is entitled to suspend access to the platform. The currently available payment methods are displayed during the checkout process.
The billing and contract currency is the euro (EUR). Amounts shown in other currencies are for guidance only; the price stated in euros is decisive. Any conversion or foreign-transaction fees charged by the user's payment method or bank are borne by the user. For business customers established outside Germany, VAT may be subject to the reverse-charge procedure.
Subscriptions are available as monthly or annual plans and renew automatically unless cancelled with proper notice.
Cancellation can be done at any time via account settings at sTraderZ.com or by email to margincall@straderz.com Access remains active until the end of the already paid period.
Free plan: The Free plan is provided permanently free of charge and can be terminated at any time without notice. The consumer-protection provisions of §§ 327 et seq. BGB apply to digital products supplied free of charge. There is no entitlement to the permanent availability of a particular free scope of functions.
Free trial: Where a free trial period is offered, it ends automatically upon expiry of the stated period (currently 30 days) without the need for cancellation and without requiring a payment method to be stored. The trial does not automatically convert into a paid subscription; the Free plan is available afterwards.
Introductory and promotional prices: Introductory and promotional prices apply only for the period specified in each case (e.g., the first six months or the first contract year). After this period expires, the regular list price of the selected plan applies automatically. The regular follow-on price and the time of the changeover are clearly displayed before the order is completed.
Money-back guarantee: For annual subscriptions, the Provider grants a voluntary money-back guarantee in addition to the statutory right of withdrawal (§ 6): if cancelled within 14 days of conclusion of the contract, the pro-rata remaining amount is refunded. The statutory right of withdrawal remains unaffected.
Consumers have a 14-day right of withdrawal from the date of conclusion of the contract pursuant to §§ 312g, 355 BGB. The right of withdrawal expires prematurely pursuant to § 356 para. 5 BGB if the user has expressly agreed that the Provider may begin performance before the end of the withdrawal period and has confirmed that they thereby lose their right of withdrawal. The full cancellation policy is available at Cancellation Policy .
All platform content is protected by copyright. The user is granted a simple, non-transferable right of use for personal, non-commercial purposes. Reproduction, redistribution, or commercial use of content is prohibited without the Provider's express consent.
The processing of personal data is carried out in accordance with the GDPR. Details can be found in the Privacy Policy .
The Provider reserves the right to amend these Terms of Service for legitimate reasons. Users will be notified by email no later than six weeks before the changes take effect. If no objection is raised within this period, the new terms are deemed accepted.
German law applies, excluding the UN Convention on Contracts for the International Sale of Goods. Place of jurisdiction for disputes with merchants is Fürth. The EU Commission provides an ODR platform: ec.europa.eu/consumers/odr
If any individual provision is invalid, the remaining provisions are unaffected. The applicable statutory provision shall apply in its place.